The usual argument “do you really need an antivirus” quite often goes something like this:
— I don’t need antivirus! I have nothing to steal! Viruses? Ransomware? Go on and infect me! I’ll just reinstall the operating system, and I don’t have anything to lose — there is nothing valuable on my computer.
— But you have a bank account, right? You do online shopping, don’t you?
— Bah, the bank has two-factor authentication. That will protect me. Even if hackers stole my card number, they could not withdraw my money.
Well, turns out they can.
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