image credit: freepik
During the last few years, cybercriminals have invested a lot in methods to bypass anti-fraud systems, because now it’s not enough just to steal the login, password and PII – they now need a digital fingerprint to bypass anti-fraud systems in order to extract money from the bank. During 2019, we identified a huge underground market called Genesis, which sells digital fingerprints of online banking users from around the globe.
From an anti-fraud system perspective, the user’s digital identity is a digital fingerprint – a combination of system attributes that are unique to each device, and the personal behavioral attributes of the user.
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