“We pre-screen all drivers and provide $1 million insurance on every rental,” RelayRides advertises on its site. RelayRides is the “Airbnb of cars”, letting car owners to rent their personal vehicle like a Zipcar while they’re not using it. Part of the problem, according to the DFS, is RelayRides claimed on its website that “if something unfortunate does happen while your car is being rented, your insurance policy should not be touched.” This isn’t the case – in New York, when someone uses your car with your consent, they’re covered by your own personal liability insurance.
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