Coin, that awesome payment card that can replace all your physical cards including credit, debit, gifts and loyalty cards, last week announced that it wasn’t ready to ship the final product to backers as previously promised. In the process, the company disguised the announcement as an extended nationwide beta program that would be available to backers who choose to help, and to pay an extra fee on top of their existing pledges, shifting focus from the actual bad news. Since then Coin has come clean to backers about the product launch delay, Droid-Life reports. In an email to backers, Coin said that it’s sorry about misleading customers about the delay, revealing that the summer 2014 launch date turnd out to be “overly