I’ve spent years “managing” my money using Mint.com — creating budgets, renaming transactions, tracking spending month over month, and using precision labels like “Alcohol / Bars” to see how much I’m boozing. But I couldn’t put a finger on why I was doing all of this: I felt a little safer being able to see a dashboard of all my money on the screen in front of me, but I hardly ever took action based on the results I saw.