Many cybersecurity experts insist that using a password manager is the best way to make sure you have a strong, unique password for every online account. For naysayers, password managers represent a single point of failure — a treasure trove of highly sensitive information guarded by one master password that could itself be lost, stolen or hacked. Toms Guide spoke with a number of digital-security experts, picking their brains about the pros and cons of todays password management solutions.